NSXDreamer2 said:
Everyone seems to agree that depreciation is a big thing on burning money on cars. Then in that case, nsx should be much affordable than any car you had in mind. Case in point, I bought mine 3 years ago at $26k, 94k miles. Now with 30k miles later, seems like the market value still would be around 22 -28k. Can't say the same if I had bought a S2k 3 years ago.
But then again, if you want to trade-in the nsx, you will only get offered anywhere from 11-17k at most. (dealer only goes with KBB value no matter what.) So make sure what you want to do with your next purchase first.
Just to clarify, a dealer will quote different blue-book values to people depending on the situation, giving the impression that there is one KBB value. Generally KBB values are a convenient way to get those trading in their car to think it's worth as little as possible...and to get people buying cars to think they're worth as much as possible.
For example, KBB says a 1993 with 124k miles in my zip code is worth...
Retail: $28,075
Private Party: $19,475-$23,075
Trade In: $14,625-$18,175
If the dealer can get both parties to buy the quoted KBB value, they would turn a $10k-$14k profit.
I find NADA to be a little more honest in terms of value, based on lots of data collected, without a biased agenda. The values they present to consumers (online, in consumer version of NADA Guide) are pretty simple...
Retail: $25,525-$30,350 ($28,600avg) - per web site
The Guide they sell to professionals (all dealers I know use this guide) lists three different average values from which you would then add or subtract based on miles and class of car (NSX is in highest class) and obviously condition...
Retail: $28,450
Trade-In: $25,525
Loan: $22,975
(~130k mileage is considered normal for a car of this age)
So, if I had your car and it was in good condition, I would expect around $25k from a dealer for trade-in...and I would expect that a bank would be willing to loan me around $23k (loan value I think approximates wholesale - what the bank would expect to be able to get for the car at auction if buyer was a deadbeat and they had to repo).
Back to the core of the topic of S2000 vs NSX...
I think an older used NSX will hold it's value on a percent basis much better than a newer S2000, which will probably be offset by cost of maintanance...so overall cost of ownership will probably be similar between the two.
The posts RE being wise with money are dead-on. I work with a guy in his 50s who nicknamed an old (nothing spectacular) sports car of his (bought new/newish in his early 20s, doesn't have any more) as his $200k-mistake ($200k being how much it ultimately cost him to buy the car instead of invest the money).
I wouldn't suggest buying an NSX (or any car over $5,000) unless you're debt free (minus debt on things that appreciate, like real estate), can pay for the car/NSX out-of-pocket (not taking on debt on depreciating asset), and have already been in the habit of saving for retirement for a couple years (and this won't impact what you've put away or ability to continue putting away). I know lots of people who bought nice cars in high school or college and really hurt themselves financially in the long-term by doing so.
I've driven both and would recommend NSX over S2000 for someone who is going to purchase one or the other. A friend of mine ("WillErickson" on prime) used to have an S2000 and sold it to get an NSX. When I went on a recent S2000 drive (4 NSXers showed up) I heard several in the S2000 owners say they wish they could afford a used NSX (if they could afford 2004+ S2000 I'm not sure why they thought they couldn't afford an NSX).
I also prefer the NSX coupe (don't like convertables, removable tops, or even driving with the windows down except at a track with a helmet on) so some opinion points on "driving enjoyment" would be different between me and the poster...who may come to a different conclusion on which car for various reasons.