Get her to read this thread and talk about the issues that have been raised.
I think the point is that the right woman wouldn't ask you to do it in the first place.NSX/MR2 said:If I am in your situation, (which I might be here shortly,) I would gladly do it fot the right woman.
This is not a fair proposition for you. I'm not being negative, but I think it might be time to sack up.
WTH? She's not big on communication, is she? Unless there's more to the story, it's a big warning sign of trouble ahead IMO.Kenny York said:All she said though was " interesting".
If she wants you to give up the NSX, then she should be willing to forsake the diamond ring business as well. That whole tradition is just brainwashing by DeBeers anyway. I'm sure you have better uses for your money.Kenny York said:I have also been saving up for a wedding ring on the side.
NowSeeX's said:Kenny...Hold up a second!!!!!
This issue about debt is bigger than your car!!! You need to sit down with her and talk about both your issues with money, what both your goals are, and how you both handle money, cause it WILL come up again, and often if its not straightened out.
Example: Do you get the house or splurge on the wedding??? Do you get the Big Screen or put it in the bank?? Do you let her get weekly facials and manicures or go to a ball game???
my .02
It's a good thing you guys are talking about this now, rather than waiting until after you get married. Let's break down the issues one by one.Well we had the talk...
Ok, the two of you obviously aren't on the same page when it comes to money managment, so how is merging your finances going to help things? Keep them separate for now, that way she won't feel like she's inheriting YOUR debt, or that you're spending HER money. Wait until after your views on money issues are in alignment before consolidating your finances.I basically told her that I do not want to sell the car now because if I did and we got in an arguement that it would be the first thing that comes up. I told her that if i keep the car it would be " OURS". So she said the same about her house " OURS". But I also told her the debt I owe with my parents is mine and not hers. But there she went again and said "ours".
Address her fears by demonstrating a willingness to change your spendthrift ways. Selling the bikes is a good start, and she should recognize your efforts accordingly. Develop a financial plan to get yourself out of debt, and start contributing to a tax-deferred retirement plan if you have access to one (at least enough to get employer matching, if available). Eliminate unnecessary expenditures like Starbucks, expensive restaurant meals, etc. Read about frugality and affluenza, then take action (by the way, frugality is NOT about being cheap, it's about prioritizing your limited resources to achieve those goals that are most important to you). She will eventually see that you are coming around.She said that she is scared that I do not want to save money. She basically said that if I had $100 that I would want to spend it. But I told her that I want to learn how to save like she does.
Correction: you do not give her financial security right now. There's a big difference. One of these you cannot do anything about, the other one is still fully within your control.She also said that she does not care that I did not go to college etc. she said she love me for who I am. But she then said that I do not give her Financial Security.
Why dig yourself deeper into debt? Marry her if you want, but get a cheap ring (one that's within your means) and wait to buy an expensive one later--after you've fixed your finances--if you must. If she really loves you, she will support this decision.So that was the truth and it kind of hurt. So I told her that made me feel pointless to her. That was our discussion and it ended at that. She asked if I was mad and I said no and then she told me that she loves me and to call her in the morning. She wants me to move in sooner than later. Which in terms means to buy a ring.
Forget about her ex's, obviously they lacked something or they wouldn't be history. Don't borrow money from your parents to get her a ring. It will mean much more if you save for it yourself, but start attacking your other money problems first.I could buy a ring and still owe my parents while I move up to Dallas. They were okay with that. They did not care what I give them monthly ( as long as it gets paid). I do love her and she does mean a lot to me. But the thing that rips me apart is that all of her ex boyfriends are all $well to do$ guys and I am not. But this does not seem to be the issue to her or does it?
I know. She's going to think less of you as a man because you had to ask for help from your parents. Take responsibility for yourself, and prove to her that you're capable of digging yourself out of the mess you created.I asked her if she would care if I still owed my parents while I was living with her. She said she did'nt know.
You can't afford the ring right now. Be upfront with her. Like I said, develop a plan of action to correct your current money issues, then talk to her and outline the steps you are willing to take to address her concerns. Tell her it won't happen overnight, but that you are committed to doing it, and postpone the marriage if necessary so she can be satisfied with your progress.And then she asked how would I afford a ring? So now what should I do?
rs250 said:clothes, shoes. how many pairs of shoes does she need?