I think Allan is totally correct.
Eric had an idea on how to help make a difference, regardless of how good or bad. How many of us can say the same thing?
Originally posted by nsxtasy:
You're right, ERinical - there's a reason that some folks stay in debt and live in apartments all their lives, while others have nice homes and are able to retire early. It's all about doing long-term planning instead of giving in to the urge of the moment.[/B]
I have to disagree here. Its striking the balance of both and that (should) lead to a fuller life. It does for me at least.
Here's my take.
I love my job working on/around/with computers. At home, at work, for family and friends, I can't get enough of it. Its my niche. It keeps me happy.
I obsesss with my car hobby and with travel. It keeps me happy.
Take away one from me, the other is going to suffer.
My Father wants me to buy a big place. I want one more car first. He's self employed and scratches more often then lives high on the hog. He has less then 10 years left of work in him, likely closer to 5 years, in the flooring business with one employee. He's turning 53 this year.
I'm the only offspring. What then? Who is going to pay the bills when he can't lift or drag a roll of carpet or lay down hardwood or make enough sales to live month to month?
He's Michaelangelo when it comes to the kitchen, but he wants a tiny BBQ speciality place and not just cook for someone else. Is that going to pay the bills? If enough people taste his cooking, without a doubt. But not while he lacks the motivation, time, and strength to make it happen. A relative has already promised the capital.
There's no nest egg, no relatives (or those willing, rather) that will come to the rescue but they will invest in hopes his resturant business comes to frutation. Except me, that is.
Social Security? Its not enough.
I can wait a few years and indulge, or I can stretch myself thin by getting a nice place to hold for a couple years profit, one that I won't fully occupy (I'm a minimalist) except for a bedroom with a computer desk, a garage, a bathroom, and a kitchen big enough for one person.
Sorry, Dad. I'd like to help out with the mortgage, but I took your advice and bought this place and I have bills to pay. I really don't want to sell or thin the garage, but I'll have to make some decisions and get back to you.
I'd rather say, don't worry Dad, I got it covered and continue to indulge myself.
I'm retiring early anyway, so why not life a full life while I can? I could be dead next week, so could he.
As far as my girlfriend, spouse, or mistress.. that depends on what I'm driving, whats in the garage, and whats in the shop.
Sunny
[This message has been edited by JaguarXJ6 (edited 20 March 2003).]
