Juice said:...I am trying for a solid #200 (my current weight) with ~4% fat. Good luck to me, I'm going to need it.
Juice,
Are you serious? 200 lbs at 4% bodyfat? Do you realize how hard that would be to do? I have worked out for over 15 years and at one time did some competitive bodybuilding and I can tell you 4% is very, very lean -something most professional bodybuilders achieve at contest time if they are lucky. I typically carry around 13% bodyfat at 5'9 and 195 lbs (and 40 next month!) and would have to drop to a minimum of 165 pounds to even think about that level of bodyfat percentage.
I agree with what NetViper says - "Personally I would say do weights 3x per week(M,W,F) and then do cardio 3x (T, TH, Sat). Personally I like the oliptical machines because they are low impact. Remember, if you are running too hard, you are not burning fat. I would do 30-45 mins cardio."
That's almost exactly the schedule I now follow. Great advice.
I have two small children and a job that requires a 10-11 hour day but you can always find time to work out if you are committed to it. I work out at 5:45 AM for about an hour nearly each day. I would strongly suggest that you train in the evening as opposed to the morning since it is better for your biological clock - something about lifting heavy weights at 6 AM is much tougher than doing so at 6-7 PM. However, for me with two children, that is the only time that I can do it without cutting into family time.
I still enjoy working out after all of the years but cross-training is the best way I have found to avoid burn-out. For example, I went from "old-school" heavy lifting most every day to boxing three days a week and lifting three days a week for a few years. If you really want to get a great cardio workout, try some full-contact boxing ( I used to spar with a guy that was a professional middleweight that fought to a split decision for the world championship about 10 years ago - yes, he could hit very hard and was faster than lightning!). The boxing gym that I trained at was a typical hole without air conditioning. I was boxing one summer in July in there and looked at the thermometer and it said 122 degrees inside. Heck, it was cooler outside at 102 than inside. Other times try swimming or biking - other low impact cardio options.
I would suggest that on your lifting days, you hit the treadmill, bike, etc for about 5-10 minutes to get the heart rate going. Then do 2-3 two minute high speed bursts on one of the cardio machines during your weight lifting days to keep the heart rate up in the right zone.
Distance Runner is right - you can do sit-ups and crunches until the cows come home and you will still have a gut. For men, the first thing on and the last thing to come off is the bodyfat around the midsection so be patient.
Good luck.