Now you guys aren't suggesting that it's ok to add in a animal or so to the accident circumstances are you? Of course not!
Stories like dogs, ghosts, coyotes, deer that leave no physical evidence ie. hair, blood, feces etc. get little/no absolution from the underwriter. If it didn't happen I suggest you leave it out.
The aduster is always asked to find some evidence of animal collision.
It is a common form of insurance fraud to try to dress a collision claim as a comprehensive claim and they are always suspicious.
Add in a high performance car that has superior handling, and brakes and the question becomes how could you lose control if you were going at a prudent speed. They think "if this insured was not going too fast, reacted and lost control in a car purpose built for superior control, then they could have gone into another lane, had a head on accident or gone off the side and hit a pedestrian" or, just as bad "maybe our insured is lying".
"Perhaps this person is a greater risk than we thought".
These are things you don't want the company to ponder.
Your risk profile is what determines your rate. Just because the company pays the claim and doesn't call you liar or challenge your story doesn't mean it won't impact your rates.
NSXTASY's 1st post was was the best advice.
). Like DaveG said in an earlier post, you get what you pay for, which is pretty much a law of nature. I've learned my lesson, and will never again cut corners on something so crucial. So I'll amend my original post by saying that if you just want a set of tires for nothing more than separating the car from the road, by all means, get the Kumhos. But if you want to see what an NSX is truly capable of, get something else.
