So, I just made my first mortgage payment on the house. We are still getting settled in so it's a total mess right now. Will post up some pics when things are more presentable.
I will say that being an older house, there are definitely some "issues" that need to be addressed, but nothing major so far. Mostly just learning about home ownership and DIY problems.
Oh, the plans I've been making for this house!
I've been thinking about paying extra to my mortgage. For now, I'm just rounding up to the next $100 which only makes a $13 difference. I'm still waiting to find out what my new monthly expenses will be now that I have more space to cool/heat, a pool to maintain and a lawn to keep up (first world problems!). I do foresee some child labor in the near future!
My current plan is to finish paying off my wife's car and then use some or all of that money to pay down the mortgage in addition to the monthly.
Also, I'm thinking about installing solar power for the pool (including the backyard lighting). Does anyone have a set up like that? Any recommendations or advice on what to avoid/pursue? Alternatives?
More immediate on my list of money-saving investments, I'm looking at energy efficiency inside the house. My bedroom has one of those cell shades on the window and three AC vents. We keep the AC at 80 and the bedroom is constantly cooler than the rest of the house. I'm looking at window treatments as the first phase of my project. I've considered thermal curtains, cell shades, shutters and window film to reduce the amount of heat coming in. Does anyone have something that they know works well?