I am a New York attorney, not Louisiana, but here are a few things you should consider before plunging into a lawsuit. I also had a seller who refused to send me the title for a couple of months (he eventually did, but only after some sternly worded attorney letters from me- turns out he was trying to evade his state sales tax.) First, you should take a deep breath and count to 10. Seriously. You will make better decisions when you are calm, believe me. Second, you need to decide what you want to get out of the situation. For example, do you want your NSX or do you want your money back? Generally speaking, you can’t have both. Assuming you decide that you want your NSX, you should consider having your attorney send a demand letter to the seller for the title within X days. Also, you should obtain written confirmation from your credit union that it never received the title. Finally, you should have written evidence of the money transfer, checks, delivery of the car and, ideally, a bill of sale.
Although I am not familiar with Louisiana law, one avenue you should discuss with your lawyer is seeking what we call a “declaratory judgment” from the Court. Unlike money damages, this is an equitable remedy where the Court essentially declares you to be the rightful owner of the vehicle. You would have to prove to the judge that the agreed money was exchanged and the NSX actually was delivered to you by the seller- that is where all of the documents come in. You would also have to prove that the seller has the title and is refusing to provide you with it. If you succeed, or if the seller fails to respond and defaults, the Court can essentially order the DMV to issue you a clean title in your name (at least in New York).
One issue of which you should be aware is that the judge could also determine that the seller never was in a position to sell the car because he never had good title. In that case, the Court could order a return to the status quo, where you return the car and the seller returns the money. This is a risk you run by commencing a lawsuit.
In any event, I would also seek attorneys’ fees and costs associated with the action, to the extent they are permitted by Louisiana law. Just my two cents, but you should discuss this with your lawyer and decide on the best outcome for you. Lawsuits cost money and those costs can go up very quickly. Keep that in mind.
Although I am not familiar with Louisiana law, one avenue you should discuss with your lawyer is seeking what we call a “declaratory judgment” from the Court. Unlike money damages, this is an equitable remedy where the Court essentially declares you to be the rightful owner of the vehicle. You would have to prove to the judge that the agreed money was exchanged and the NSX actually was delivered to you by the seller- that is where all of the documents come in. You would also have to prove that the seller has the title and is refusing to provide you with it. If you succeed, or if the seller fails to respond and defaults, the Court can essentially order the DMV to issue you a clean title in your name (at least in New York).
One issue of which you should be aware is that the judge could also determine that the seller never was in a position to sell the car because he never had good title. In that case, the Court could order a return to the status quo, where you return the car and the seller returns the money. This is a risk you run by commencing a lawsuit.
In any event, I would also seek attorneys’ fees and costs associated with the action, to the extent they are permitted by Louisiana law. Just my two cents, but you should discuss this with your lawyer and decide on the best outcome for you. Lawsuits cost money and those costs can go up very quickly. Keep that in mind.