I agree, but that isn't what I said... the median household (not average) has $71K in liquid assets and earns $44K/year. That means that Joe Median could buy almost any NSX outright, if he wants to blow his wad on a car. I also means that he is unlikely to obtain financing on that $80K car since he has a low income. What that tells me is that most American's can buy the car with cash, but not finance it. Of course, NSX owners are probably in a much higher socioeconomic class than Joe Median, but that's what the numbers say for the masses.
If that is a fact, then show the data that qualifies it, and please don't use the bogus "savings" numbers our gov't prints. I find it very hard to believe that most American's live paycheck-to-paycheck, but that doesn't mean they don't, I just find it very hard to believe. I welcome the data that shows me otherwise.
Anyhoooooo... I think there is truth to both of our perspectives. My observation is that the ownership crowd is getting younger, but I have a very short time frame that I'm basing that off of. The simple fact that I fall back on is that young people have much more purchasing power than we did 10 years ago (real wages have outstripped inflation), and the car's value has declined at a faster clip than that wage increase. The information age has been extremely dis-inflationary and made many young entrepreneurs, and their colleagues, very wealthy. Young people have more real wealth than they ever have had in the past and the NSX is less expensive than it has ever been (inflation adjusted).
All that aside, I agree with what you say about financing being more difficult. I just don't believe that holds back NSX ownership to the extent that you do... I could be wrong. :smile: