The well-equipped Civic Hybrid has a base price of $28,500 - $9,400 more than the top-of-the-line Civic LX base price. From a pure value-for-money standpoint, the Hybrid doesn't appear to be a good deal.
Though you will save money on fuel, it may not be enough to pay off the Hybrid's price premium. The Civic Hybrid's fuel consumption averages 29% better than the regular Civic with the 1.7 litre engine. The Hybrid averages 4.8 l/100 km (59 mpg) while the standard Civic LX with an automatic transmission averages 6.8 l/100 km (42 mpg).
In a hypothetical case where the owner of a Civic Hybrid and a regular Civic LX each travel 20,000 km per year and pay an average of 70 cents per litre, the Hybrid owner will pay $672 in gasoline per year while the regular Civic owner will pay $952 a year, for a saving of $280 per year. In that case it will take 33 years to make up the $9,400 difference (not counting interest accumulation).
There are other cost considerations too. The Hybrid's battery pack has a limited lifespan, and is expensive to replace. Honda has an eight year warranty on the battery, but after that the owner has to pay for a replacement battery when it dies. Honda officials couldn't tell me exactly how long the battery will last, and couldn't tell me how much it would cost to replace, but they did say a replacement battery for the Insight is priced between four and five thousand dollars!