Shark attack or Heart Attack, it can happen. The brother in law of one of my co-workers suffered a massive heart attack while surfing in Huntington Beach a couple of weeks ago. He passed away in the water. He was a Hawaii boy so he loved surfing.
I'll be moving to SD in about a year and I'm looking towards La Jolla south. I'll be working at Point Loma and a short commute means a lot to me, but may be a little pricey for me. I'm even looking into commuting from south OC (living w/ my brother) on the metrolink. I doubt the money savings would offset the time, but we'll see.
Miner