Well, some of you have read my old post regarding my business....
This must be the most unlucky year I have ever encountered. Within the last three months.
1. My 7 years old sheltie was killed by a speeding taxi in my shopping center three months ago. She was with me almost 24/7 since I got her... My clients and I were in tears for days because she was really a special dog. I have never seen any dog as smart as she is.
2. My condo was broken into, I lost half of my watch collection, includes all the Ayrton Senna edition Tags.
3. My business is at 50% of where it was just three years ago, and continue under scrutiny with additional tax burden, which has forced my customers to buy cigars online.
4. I did not get a summer rush as a lot of my customers no longer regulars because they couldn't find a summer job.
Interestingly...
I had to file Chapter 13 to protect my property last year (to remove my second). The result is somewhat lackluster and judging by the look of it, I may have to convert it into chapter 7 since the value is now 50k below my first mortgage. I no longer felt the need to hold on to that.
Even more interesting....
After my dog died, I didn't' realized how hard it is to find a sheltie breeder, and I had to drive to Vegas to pick up my new puppy, turn out I got two of them. They're not as clever and smart as my last one, but they definitely showing some signs of their signature personality. I'm hoping they will eventually mature like my lost dog.
Eight months after BK discharge, I sold my S2K CR because I needed the equity cash to pick up a Rolex GMT Master II that was on hold for over two years from my friend's shop. I sold my old GMT Master for 4 grand (I paid 2700 15 years ago), I was able to pick it up. Mental wise, it kinda made me feel a little better with the stolen watches.
The same day, I walked into a Honda dealer and picked up a new Honda Pilot because my parents ask me to replace the S2k with something they can drive with an auto tranny. After I told the dealership I filed BK not too long ago, they tried to give me the run around. I told them "Trust me, Honda will finance me with any vehicle I want on the lot at the promotional rate." They didn't' believe me, but called me back couple of hours later, telling me Honda will do exactly what I said, regardless of the price of the vehicle. So I picked up the Pilot at 1.9%. Turn out that my credit score is already at 700.
Once thing I must say... I'm not a SUV guy, but the Pilot is actually a nice car to drive... Still trying to get use to the size but my two new pups are digging it. They don't like to ride in my old S2k or NSX...
I guess I lose some, and I gain some. Life is indeed very interesting.
This must be the most unlucky year I have ever encountered. Within the last three months.
1. My 7 years old sheltie was killed by a speeding taxi in my shopping center three months ago. She was with me almost 24/7 since I got her... My clients and I were in tears for days because she was really a special dog. I have never seen any dog as smart as she is.
2. My condo was broken into, I lost half of my watch collection, includes all the Ayrton Senna edition Tags.
3. My business is at 50% of where it was just three years ago, and continue under scrutiny with additional tax burden, which has forced my customers to buy cigars online.
4. I did not get a summer rush as a lot of my customers no longer regulars because they couldn't find a summer job.
Interestingly...
I had to file Chapter 13 to protect my property last year (to remove my second). The result is somewhat lackluster and judging by the look of it, I may have to convert it into chapter 7 since the value is now 50k below my first mortgage. I no longer felt the need to hold on to that.
Even more interesting....
After my dog died, I didn't' realized how hard it is to find a sheltie breeder, and I had to drive to Vegas to pick up my new puppy, turn out I got two of them. They're not as clever and smart as my last one, but they definitely showing some signs of their signature personality. I'm hoping they will eventually mature like my lost dog.
Eight months after BK discharge, I sold my S2K CR because I needed the equity cash to pick up a Rolex GMT Master II that was on hold for over two years from my friend's shop. I sold my old GMT Master for 4 grand (I paid 2700 15 years ago), I was able to pick it up. Mental wise, it kinda made me feel a little better with the stolen watches.
The same day, I walked into a Honda dealer and picked up a new Honda Pilot because my parents ask me to replace the S2k with something they can drive with an auto tranny. After I told the dealership I filed BK not too long ago, they tried to give me the run around. I told them "Trust me, Honda will finance me with any vehicle I want on the lot at the promotional rate." They didn't' believe me, but called me back couple of hours later, telling me Honda will do exactly what I said, regardless of the price of the vehicle. So I picked up the Pilot at 1.9%. Turn out that my credit score is already at 700.
Once thing I must say... I'm not a SUV guy, but the Pilot is actually a nice car to drive... Still trying to get use to the size but my two new pups are digging it. They don't like to ride in my old S2k or NSX...
I guess I lose some, and I gain some. Life is indeed very interesting.
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