Who do you use for collector car insurance?

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I know this topic has been discussed before, but some of those threads are quite old, and insurance policies and premiums seem to change by the minute. Anyway, I found Classic Auto Insurance and they confirmed that they do insure NSXs and offered a pretty competitive quote:

http://www.classicins.com/

For $1 million single limit coverage with $1k deductible, my quote came out to $525/year if I show them proof of an approved club membership (I'm assuming NSXCA would qualify).

Edit: I did two exact quotes, within minutes of each other, and the second quote shows $808 for the premium. I still have the first quote in my browser, and double checked that all the info is the same. I hit "recalculate" and it shows $553 now. Their online quote system is very inconsistent.
 
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PHOEN$X said:
I know this topic has been discussed before, but some of those threads are quite old, and insurance policies and premiums seem to change by the minute. Anyway, I found Classic Auto Insurance and they confirmed that they do insure NSXs and offered a pretty competitive quote:

http://www.classicins.com/

For $1 million single limit coverage with $1k deductible, my quote came out to $525/year if I show them proof of an approved club membership (I'm assuming NSXCA would qualify).

Edit: I did two exact quotes, within minutes of each other, and the second quote shows $808 for the premium. I still have the first quote in my browser, and double checked that all the info is the same. I hit "recalculate" and it shows $553 now. Their online quote system is very inconsistent.
Click to expand...

Do they just insure for kbb value? I was going to go with Hagerty until they changed their policy about how old your daily driver is... problem I will have is all the work in mine I wont go with a company that just covers kbb value, I need a stated or agreed upon value.
 
eyecandy said:
Do they just insure for kbb value? I was going to go with Hagerty until they changed their policy about how old your daily driver is... problem I will have is all the work in mine I wont go with a company that just covers kbb value, I need a stated or agreed upon value.
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No, it's agreed value but like I said, the online quote system is inconsistent. I just ran it again, and it gave me an $897 quote.
 
hhmmm... just ran it. $1247 for a year with it covered for $75000 (mine is modified)
 
eyecandy said:
hhmmm... just ran it. $1247 for a year with it covered for $75000 (mine is modified)
Click to expand...
Is that a pretty decent quote? I can get coverage through my normal insurance carrier (Liberty Mutual) for around $800 but it wouldn't be agreed or stated value, so I would be at the mercy of their claims adjuster.
 
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I have agreed/stated value @$50K with Grundy for $750/year, no mileage limit, have to have another vehicle as a daily driver, no rally, gymkata, drifting, racing, etc.

Supposedly here in Phoenix, if you have collectors insurance, they can send information to the state designating it as a collector's car, and then you are exempt from smog testing. I believe OYATL has that exemption, will have to ask him about it this weekend.

(edit: a blue sled should be pretty cheap to insure... : )
 
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PHOEN$X said:
Is that a pretty decent quote? I can get coverage through my normal insurance carrier (Liberty Mutual) for around $800 but it wouldn't be agreed or stated value, so I would be at the mercy of their claims adjuster.
Click to expand...

The last time I ran it through Hagerty they were closer to $1800 if I remember correctly.
 
RedWings said:
I have agreed/stated value @$50K with Grundy for $750/year, no mileage limit, have to have another vehicle as a daily driver, no rally, gymkata, drifting, racing, etc.

Supposedly here in Phoenix, if you have collectors insurance, they can send information to the state designating it as a collector's car, and then you are exempt from smog testing. I believe OYATL has that exemption, will have to ask him about it this weekend.

(edit: a blue sled should be pretty cheap to insure... : )
Click to expand...
Thanks Chase!!! I just talked to Grundy and submitted an application with Grundy Worldwide for $594/year (no deductible) including $1 million liability and $45k agreed value. Sweetness!

http://www.grundyworldwide.com/

I did see the thread about the emissions exemption for collector vehicles, which is part of the reason I'm interested in getting a collector car insurance policy (although I got my NSX smogged to title/register it here since it was from out of state, so it won't affect me for a couple of years, but I would still like to have agreed value insurance coverage).

Thanks again! You rock! :)
 
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RedWings said:
No worries, the thanks belong to OYATL
he pointed me to Grundy when I bought my car

May you never have to use their "product". :smile:
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I'll have to thank OYATL then. He seems to be extremely resourceful. nsxter said he thinks he got his Canadian spec daytime running lights from OYATL as well. I need to see if he can score me some. :biggrin:
 
On my '92, I'm paying $413/year through Leyland West, $30K agreed value, $500 deductable, no mileage limit, commuter use OK.
 
Wavey1 said:
On my '92, I'm paying $413/year through Leyland West, $30K agreed value, $500 deductable, no mileage limit, commuter use OK.
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Thanks Wavey1. I ran a quote and it was $850 from them with lower liability limits. Grundy seems to be the one to beat so far.
 
RedWings said:
I have agreed/stated value @$50K with Grundy for $750/year, no mileage limit, have to have another vehicle as a daily driver, no rally, gymkata, drifting, racing, etc.

Supposedly here in Phoenix, if you have collectors insurance, they can send information to the state designating it as a collector's car, and then you are exempt from smog testing. I believe OYATL has that exemption, will have to ask him about it this weekend.

(edit: a blue sled should be pretty cheap to insure... : )
Click to expand...

PHOEN$X said:
Thanks Chase!!! I just talked to Grundy and submitted an application with Grundy Worldwide for $594/year (no deductible) including $1 million liability and $45k agreed value. Sweetness!

http://www.grundyworldwide.com/

I did see the thread about the emissions exemption for collector vehicles, which is part of the reason I'm interested in getting a collector car insurance policy (although I got my NSX smogged to title/register it here since it was from out of state, so it won't affect me for a couple of years, but I would still like to have agreed value insurance coverage).

Thanks again! You rock! :)
Click to expand...

RedWings said:
No worries, the thanks belong to OYATL
he pointed me to Grundy when I bought my car

May you never have to use their "product". :smile:
Click to expand...

PHOEN$X said:
I'll have to thank OYATL then. He seems to be extremely resourceful. nsxter said he thinks he got his Canadian spec daytime running lights from OYATL as well. I need to see if he can score me some. :biggrin:
Click to expand...

PHOEN$X said:
Thanks Wavey1. I ran a quote and it was $850 from them with lower liability limits. Grundy seems to be the one to beat so far.
Click to expand...

Grundy is FVCKING AWESOME! $33K stated value and I pay some stupid amount like $450/year. UNLIMITED MILEAGE IS THE SHIT!

Yes, if you have collector car insurance in AZ, your car is exempt from emissions. Turbo here I come. :biggrin:

http://www.nsxprime.com/forum/showthread.php?t=151701
 
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Rusted_nailz said:
How quickly were you able to get proof of insurance? My car is financed so I'd want to make sure they get proof of the new insurance company.
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My application hasn't been approved yet. I'm hoping it will be by Friday. I'll post an update once it is.
OyATL said:
Grundy is FVCKING AWESOME! $33K stated value and I pay some stupid amount like $450/year. UNLIMITED MILEAGE IS THE SHIT!

Yes, if you have collector car insurance in AZ, your car is exempt from emissions. Turbo here I come. :biggrin:

http://www.nsxprime.com/forum/showthread.php?t=151701
Click to expand...
That's sweet. :biggrin:
 
I've been using an recommending Grundy for years. My father uses them and usually has 1-2 claims a year. They let you choose the repair facility and don't question a thing. Recently my father bottomed out his Aston Martin and cracked the carbon fiber undertray. It was a $4,500 repair and they covered it 100%.
 
I'll have to get a quote from Grundy! But my 911 was totalled in a deer strike last year (hence the NSX in the stable). Leland West paid the agreed amount, PLUS they had an inflation rider on the policy which I wasn't even aware of. Really great settlement - they didn't flinch and they quickly agreed to cover the NSX. Can you say "loyal"?
 
My insurance is about to expire and am currently getting quotes from different companies. I heard good things about Wawanesa and thinking that I will be switching to them, but what is the advantage of going to a collector car insurance?

Sorry for hijacking.:smile:
 
I use American Collectors insurance. When i first called they didnt want to as it was too new (my first 05) but after i explained it and how rare it was they were all for it. I just transferred and upped the policy on my Imola and no issues.
 

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