Okay so I was driving down the highway and it was raining, someone cut me off and I tried to avoid him and hydroplaned. Couldn't get control and went into the ditch. What is your previous experience when an adjustor came to look at it on how they valued it. If they total it what do value did you use to get an accurate value? Idk if mine is totaled but there is a really good chance I think that it is. There was a lot of water in the ditch and the water was high. The water came into the cabin and filled up all the way to the middle of the glove box.
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