I have an interesting note on this subject. When I purchased my '91 about 6 weeks ago, I elected to drive it home, which was a pretty far distance (~2000 miles). While driving home, I discovered that the water temperature would vary according to the outside ambient temperature. When driving in daytime, in mild summer heat (mid-high 80's), the temp would be around the center of the gauge. At night, in mid 40 degree F weather, the temp needle would drop to the bottom of the gauge!
It was obviously a stuck thermostat, but I was amazed at how the water temp could fall to practically nothing, all while driving along continuously at 75 mph. *Personal note: Aluminum (as in the engine) is amazing in its ability to dissipate heat.* The oil pressure gauge rose correspondingly higher as the water temp fell, as well. This was a little unnerving while it was happening, but the car ran fine.
Once I got home, I changed the thermostat, which I could see was stuck wide open. It wasn't too hard to change it, for someone who had never worked on a DOHC VTEC before.
Anyway, now car takes about 5 minutes (approx) to get warm now, and it remains at the center of the gauge regardless of the outside temp.