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An "act of god" is not a legal defense for failure to exercise reasonable and prudent care.


If the tree limb reasonably could have broken off in a storm and fallen, thereby causing personal injury or property damage, a good attorney should be able to prove this in court and collect damages.


Thus, the landlord is liable.


Nonetheless, the damage does not appear to be costly enough to justify the up-front costs of a personal lawsuit.  Your hope here is if your insurance company will subrogate the claim.


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