There was another thread about financing scources, but it turned into an investment pros and cons thread, so I thought I may answer here that www.peoplefirst.com have been wonderful to me. I don't like the "rates as low as" B.S. - esp when they come back with a higher rate than quoted. www.peoplefirst.com gave me the quoted rate, and when I asked about MAYBE buyimg another car weeks after buying my daily driver, they were very friendly and popped out a check right away. The employees there are excellent.