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I am not talking about careless users......I am talking about good people who get ruined by someone.....You can be cautious and still get frauded.......

I am just saying there should be something middle ground that helps good people get back on their feet who get accused of things they didn't do.....that get ruined financially and reputably.....if you were in the guys shoes I am sure you would feel different. Its always easier to say things like that when its not you.

I do agree with the Microsoft comment and how people should be more careful......but nothing is perfect and the system always needs adjustments......the problem is that we don't adjust things quickly or soon enough.....the constitution is a good base of where we started, but its not perfect and needs adding or editing to it.......