Long story short I got backed into at a stoplight by a truck that wanted to move to a different turn lane. Light damage, hopefully only on the front bumper, but of course it needs a new bumper, paint, blend, etc.
Their insurance is on the hook for this, and I got an estimate from a local bodyshop I trust, and asked about getting OEM replacement for the front bumper. He said they personally can't go to bat for that kind of thing and I'd need to talk to insurance.
I called State Farm and they have me set up to get the car looked at by their adjuster, and to go from there. I mentioned that I'd like to know how to get this repair with an OEM bumper on the phone and was told a few times "based on the age of the vehicle that will not happen." Left a little bit of a bad taste in my mouth. I also asked if it's something I should bring up with the adjuster, and she assured me I'd simply get the same answer. The only option is to "pay it out of pocket" which seems a bit ridiculous to me. If it was a Civic, I get it, but even a perfectly fitting aftermarket seems to be a bad idea.
Now, two main questions I have for you guys.
Has anyone had to go to bat (specifically with State Farm, I suppose) on their NSX to get OEM replacements, and how did you do it? Do I need to take the car to an exotics body shop in the big city who's used to fighting insurance? I asked the gal on the phone "so if I had, say, a Lambo for 3x this car, you would STILL only provide aftermarket repair panels?" and she said yes.
Is it worth the time to do this? I'd place my car about 8/10 for exterior cosmetics. Good shine, couple small dings, and 91,700 mi. Paid $41k a year and a half ago. What kind of impact to resale is this going to have, and what kind of difference would having an OEM bumper vs an aftermarket bumper do to that resale (assuming a perfect repair/fitment from both options)? Not planning to sell it any time soon.. but I don't want to diminish the value just because some jerk put a tow receiver through my bumper, seems a little unfair.
Thanks in advance for the advice!
Here's what we're working with, by the way.
Their insurance is on the hook for this, and I got an estimate from a local bodyshop I trust, and asked about getting OEM replacement for the front bumper. He said they personally can't go to bat for that kind of thing and I'd need to talk to insurance.
I called State Farm and they have me set up to get the car looked at by their adjuster, and to go from there. I mentioned that I'd like to know how to get this repair with an OEM bumper on the phone and was told a few times "based on the age of the vehicle that will not happen." Left a little bit of a bad taste in my mouth. I also asked if it's something I should bring up with the adjuster, and she assured me I'd simply get the same answer. The only option is to "pay it out of pocket" which seems a bit ridiculous to me. If it was a Civic, I get it, but even a perfectly fitting aftermarket seems to be a bad idea.
Now, two main questions I have for you guys.
Has anyone had to go to bat (specifically with State Farm, I suppose) on their NSX to get OEM replacements, and how did you do it? Do I need to take the car to an exotics body shop in the big city who's used to fighting insurance? I asked the gal on the phone "so if I had, say, a Lambo for 3x this car, you would STILL only provide aftermarket repair panels?" and she said yes.
Is it worth the time to do this? I'd place my car about 8/10 for exterior cosmetics. Good shine, couple small dings, and 91,700 mi. Paid $41k a year and a half ago. What kind of impact to resale is this going to have, and what kind of difference would having an OEM bumper vs an aftermarket bumper do to that resale (assuming a perfect repair/fitment from both options)? Not planning to sell it any time soon.. but I don't want to diminish the value just because some jerk put a tow receiver through my bumper, seems a little unfair.
Thanks in advance for the advice!
Here's what we're working with, by the way.
