Look into what it covers, the deductible, restrictions, etc.
Here is a Premier Coverage plan.
1. Engine (Including Diesels): Cylinder block, cylinder head(s) and all internal lubricated parts contained within the engine including: Pistons; piston rings; connecting rod bearings; crankshaft; crankshaft main bearings; camshaft; camshaft bearings; cam followers; timing chain or belt; timing gears, guides, tensioners; rocker arms; rocker shafts; rocker bushings; cylinder head valves; valve guides; valve lifters; valve springs; valve seals; valve retainers; valve seats; push rods; water pump; oil pump and oil pump housing; harmonic balancer; oil pan; timing chain cover; intake and exhaust manifolds; valve covers; engine mounts; seals and gaskets.
2. Turbocharger/Supercharger: (if factory installed) Turbocharger/Supercharger housing and all internal parts; seals and gaskets.
3. Transmission: (Automatic or Standard) Transmission case and all internal parts plus; torque converter; flywheel/flex plate; vacuum modulator; electronic shift control unit and solenoids; transmission cooler; transmission mounts; oil pan; seals and gaskets.
4. Transfer Case: Transfer Case and all internal parts; seals and gaskets.
5. Drive Axle: (Front and Rear) Drive Axle Case; All internal parts contained within the drive axle; locking hubs; drive shafts, center support bearings, universal joints; constant velocity joints; axle bearings; four-wheel drive actuator; differential cover; seals and gaskets.
6. Steering: All internal parts contained within the steering box; rack and pinion gear; power steering pump; power steering hoses; steering knuckles; pitman arm; idler arm; tie rod and tie rod ends and drag link; steering dampner; upper and lower steering column shafts and couplings including internal tilt-wheel mechanism; steering box and rack and pinion gear housings; seals and gaskets. Rear Wheel Steering: Rear steering shaft and couplings; power cylinder and pump; electronic control unit/solenoid; phase control unit; stepper motor; steering box; control valve; rack; tie rod ends; seals and gaskets.
7. Brakes: Master cylinder; power brake cylinder; vacuum assist booster; hydro boost; disc brake caliper; wheel cylinders; compensating valve; brake hydraulic lines and fittings; hydraulic control unit; seals and gaskets. The following ABS parts are also covered: Electronic control module; wheel speed sensors; hydraulic pump/motor assembly; pressure modulator valve/isolation dump valve; ABS relays; accumulator; seals and gaskets.
8. Electrical: Alternator; voltage regulator; starter motor; starter solenoid and starter drive; main engine compartment wiring harness; ECM/PCM; electronic ignition module; crank angle sensor; knock sensor; ignition switch; ignition switch lock cylinder; front and rear window wiper motor, P.C. Board, washer pump and switch; stop lamp switch; headlamp switch; turn signal switch; heater/A.C. blower speed switch; manual heater/A.C. control head; horns; and power door motor.
9. Air Conditioner: Condenser; compressor, compressor clutch coil and pulley; air conditioning lines and hoses; evaporator; idler pulley and idler pulley bearing; high/low compressor cutoff switch; expansion valve; pressure cycling switch; seals and gaskets. The following parts are also covered if damaged by a covered part listed above: Accumulator/Receiver dryer; orifice tube; oil and refrigerant; seals and gaskets.
10. Front and Rear Suspension: Upper and lower control arms; control arm shafts and bearings or bushings; upper and lower ball joints; radius arm and bushings; torsion bars and mounts or bushings; stabilizer bar, links and bushings; struts (excluding cartridge inserts); strut bearing mount/plates; spindle and spindle support; hub or wheel bearings; and seals and gaskets. Variable Dampening Suspension: Compressor; control module; airbags; actuator; solenoid; height sensor; mode selector switch; seals and gaskets.
11. Fuel Delivery: Fuel pump; fuel injection pump and injectors; vacuum pump; fuel tank; fuel tank sending unit, metal fuel delivery lines.
12. Cooling: Radiator cooling fan and motor; fan clutch; belt tensioner, radiator; heater core; thermostat; blower motor, heater control valve.
13. Enhanced Electrical: Automatic climate control programmer; electronic instrument cluster; mileage computer, distributor; ignition coil; electronic combination entry system (does not include transmitters and receivers for remote locks); cruise control module, transducer, servo and amplifier; headlamp motor; power window motor; power seat motor; power mirror motor; power antenna motor/mast assembly; convertible top motor; power sunroof motor; power window switch; cruise control engagement switch; power seat switch; power mirror motor switch; rear defogger switch; power door lock actuator and switch.
14. Luxury Package Factory Installed: CB Radio, radar detector, stereo equalizer, on board global positioning system, fax modem, built-in TV and VCR, video game system, computer system including printer.
15. Interior and Exterior Appointments: Bumper energy absorber; hood latch and cable; trunk latch assembly; door locks, latches and hinges; ash tray assembly; seat tracks; shift lever; steering wheel; speedometer head and cable; glove box lock; cigarette lighter; factory installed roof rack; factory supplied wheels; jack.
16. We will pay or reimburse you for reasonable costs to repair or replace any breakdown of all mechanical and electrical parts except those excluded under the terms and conditions contained in the policy. Failure to non-covered components by covered components and covered components by non-covered components are covered.
