I am having a discussion with my friend about healthcare. I want to know if Canada has private medicine. Do you have public medical service only, or do you have private hospitals and private insurance as well?
Thanks.
Thanks.
If you try to set up a private health care clinic and compete with the public system, they'll shut you down. This has angered many Canadians.
We've opted into a "private" system in Canada. You pay about $10k per year and get your own "Team" assigned to the family. You can call them anytime, day or night, they'll come to the house in certain circumstances and you certainly don't have to wait for appointments.
Its great until it has to interface with the public system, like you need an MRI or surgery - then there are some issues, but there are private surgical hospitals now, so you end up getting referred to them.
Some people poh-poh it saying that "two tiered" system is unfair since it allows the "rich" to get better heathcare which is a basic human right.
My argument is that BMW, Audi and Mercedes build WAY safer cars than a chevy minivan - but we don't subsidize people who can't afford mercedes' on the basis that their lives would be better protected in a safer car so its a basic human right to drive a BMer.
My feeling is that if allowed, enough people would opt out of the system that it would actually IMPROVE the system since it would have less users and the same $$$ as it always had - just like private school enrollment has increased and public school funding hasn't decreased.
Also, Doctors used to have the right to bill extra for their services, specialists, and popular/famous doctors used to charge an extra fee for a visit - the NDP removed this arguing it was "EXTRA BILLING" as opposed to the right to bill and co-payments. This also hurt our system because it forced doctors to earn less which causes them to try to get more cash from the system to make up for the loss of income.
I feel user fees are fair - and also, they should be waived for people who can't afford them (they should just need to ask) what's the shame in that?
I'd pay $30 per doctor visit (a Doctor only gets $35 from the government) to avoid paying $10k a year - I only go once or twice a year - what's the real cost?
...Approximately 1/3 of our tax dollars goes to healthcare. We also have an incredible rate of inflation for our healthcare expenses (7% per year).